Effective date: January 1, 2025
Website: https://insurance-hub.ca
Insurance Hub (“we”, “our”, or “us”) is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit a form.
By using our website, you agree to the terms outlined below.
1. Information We Collect
We may collect the following types of information when you use our website or submit a form:
- Name, email address, phone number, and postal code
- Insurance-related preferences or details (e.g., type of insurance, budget, current coverage)
- Any other information you voluntarily submit through forms, surveys, or emails
- Technical data such as IP address, browser type, and device information via cookies and analytics
2. How We Use Your Information
We use the information we collect to:
- Match you with licensed insurance professionals or brokers
- Assist in pre-filling or submitting insurance applications
- Respond to your inquiries and provide relevant information
- Improve our website, content, and services
- Comply with legal obligations
We may contact you by email, phone, or SMS (if consented) to follow up on your request.
3. Sharing Your Information
We may share your information with:
- Licensed insurance brokers, agents, or providers to help fulfill your request
- Third-party service providers (e.g., form processors, spam filters, hosting platforms)
- Regulatory authorities if required by law
We do not sell your information to unrelated third parties. We only share data with licensed professionals for insurance-related purposes.
4. How We Make Money (Affiliate & Referral Disclosure)
Insurance Hub participates in referral and affiliate partnerships. We may receive compensation when users:
- Submit a lead form that is shared with a partner broker or provider
- Sign up for insurance or request a quote through our referral links
This compensation supports our ability to offer free content and tools. It does not affect how your data is handled or which providers you are matched with.
5. Cookies and Tracking
We use cookies and third-party analytics tools (like Google Analytics) to enhance your experience and understand visitor behavior. Cookies may store:
- Your preferences
- Session data
- Technical info about your device
You can manage or disable cookies in your browser settings.
6. Data Retention
We retain submitted form data and other personal information only as long as needed to fulfill its intended purpose, unless otherwise required by law. Inactive data may be anonymized or securely deleted.
7. Your Rights
Under applicable privacy laws (including PIPEDA), you have the right to:
- Request a copy of the personal information we hold about you
- Request corrections to inaccurate data
- Request deletion of your data (subject to legal requirements)
- Withdraw consent at any time by contacting us
8. Security
We implement industry-standard security measures to protect your information. While no system is 100% secure, we take reasonable precautions to safeguard your data from loss, misuse, or unauthorized access.
9. External Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date.
11. Contact Us
If you have questions about this policy or how your information is handled, contact:
📧 [Insert your email]