Effective Date: January 1, 2025
Website: https://insurance-hub.ca
By using Insurance Hub’s website (“the Site”) and services, you agree to comply with these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Site.
1. Overview of Services
Insurance Hub is an online platform that connects users with licensed insurance professionals, brokers, and providers. We assist users in obtaining quotes, comparing plans, and potentially submitting insurance applications through our partner networks.
We do not provide direct insurance services or policies. Instead, we facilitate connections between users and relevant insurance professionals.
2. Use of the Site
You agree to use the Site in accordance with all applicable laws and regulations. You may not use the Site for any unlawful or unauthorized purpose.
By submitting information through forms on the Site, you represent and warrant that:
- You are at least 18 years old.
- The information you provide is accurate and complete.
3. Affiliate Relationships
Insurance Hub participates in affiliate marketing and earns revenue when users:
- Submit a form on our site that connects them to an insurance broker or provider.
- Sign up for insurance products or services through our affiliate links.
You acknowledge that we may receive compensation for leads generated through the Site, and this compensation helps support our operations.
4. Information You Provide
By submitting your information through our forms, you grant us permission to share your details with licensed insurance brokers or providers for the purpose of assisting with your insurance needs.
We will not sell your personal information to third parties for purposes unrelated to our services.
5. Accuracy of Information
You are responsible for ensuring that the information you provide on the Site is accurate and up-to-date. Insurance Hub is not liable for any errors or omissions in the data you provide.
6. Privacy
Your use of the Site is governed by our Privacy Policy, which explains how we collect, use, and protect your information.
By using the Site, you consent to the collection and use of your personal information as described in our Privacy Policy.
7. Intellectual Property
All content on the Site, including text, graphics, logos, images, and software, is owned by or licensed to Insurance Hub and is protected by copyright and trademark laws. You may not use, copy, or distribute any content without prior written permission.
8. Third-Party Links and Services
The Site may contain links to third-party websites or services. These links are provided for convenience and do not imply an endorsement. Insurance Hub is not responsible for the content, policies, or practices of any third-party sites.
9. Disclaimers and Limitation of Liability
Insurance Hub makes no guarantees regarding the results of using the Site or the accuracy of the information provided by brokers or providers. We are not responsible for any loss, injury, or damage resulting from your use of the Site or services provided by third-party brokers.
10. Termination of Access
We reserve the right to suspend or terminate your access to the Site at any time, without notice, if we believe you are in violation of these Terms.
11. Governing Law
These Terms are governed by the laws of Canada. Any disputes arising out of or in connection with these Terms shall be resolved in the courts located in [your province or territory], Canada.
12. Modifications to the Terms
Insurance Hub reserves the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated effective date. By continuing to use the Site after changes are posted, you accept the revised Terms.
13. Contact Us
If you have any questions about these Terms, please contact us at:
📧 [Insert your email]